Corporate Banking

Commercial Mortgage

Bank of China - New York offers commercial mortgages with optional terms subject to your financial resources and investment plans. Detailed programs are as follows:

Commercial Property Mortgage Program is designed to help customers meet their financing needs and goals.

Loan Size: $1,000,000 to $50,000,000
Property Type: Multi-family, office, retail, industrial, warehouse, hotel and other commercial properties
Term: Up to 84 months
Loan to Value: Up to 50% for hotel; up to 75% for others
Debt Service Coverage: Minimum of 1.25x
Closing Process: Typically within 30-60 days from receipt of a complete application from borrowers