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CD

With your choice of deposit terms ranging from 1 month to 4 years, Bank of China-New York’s CD accounts offer a high-return, low-risk way to invest.

Minimum opening requirements, interest rates, transaction limitations, renewal features are the same for both commercial and retail accounts. For retail accounts, the minimum requirement to open a regular CD is $1,000 and a Super CD is $5,000. Interest rates vary with the length of time funds are kept in the bank, but the account’s rate is fixed on the day the account is opened. A higher rate is earned on Super CDs, which require a minimum balance and a minimum term. Pre-maturity withdrawals can be made only with the Bank’s consent and are subject to penalties established by the federal law and the Bank. Your account may be renewed in person or automatically, as you elect.

Bank of China-New York reserves the right to revise minimum balances and fee structures upon notice.

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