CHECKING

At Bank of China - New York, a minimum deposit of $3,000 for a commercial account. Deposits, withdrawals, transfers in or out and check writing can be done at any time within the limits of your available balance. You will receive a monthly statement. Maintenance charges are waived when you maintain a minimum monthly balance of $3,000; otherwise you will pay a monthly maintenance fee.

Bank of China - New York reserves the right to revise minimum balances and fee structures upon notice.