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Deposit Rates

     BANK OF CHINA  RATE SHEET 

    EFFECTIVE: 5/13/2016

ACCOUNT TYPE

   MINIMUM  BALANCE TO OBTAIN APY

         INTEREST RATE                   %

ANNUAL PERCENTAGE YIELD % (APY)

Certificate of Deposit

1 Month

$1,000

0.10%

0.10%

2 Month

$1,000

0.10%

0.10%

3 Month

$1,000

0.10%

0.10%

6 Month

$1,000

0.21%

0.21%

9 Month

$1,000

0.21%

0.21%

1  Year

$1,000

0.37%

0.38%

2  Year

$1,000

0.62%

0.63%

30 Month

$1,000

0.62%

0.63%

4 Year

$1,000

0.91%

0.91%

Super Time Deposit

6 Month

$5,000

0.24%

0.24%

9 Month

$5,000

0.24%

0.24%

1  Year

$5,000

0.40%

0.41%

2  Year

$5,000

0.68%

0.69%

30 Month

$10,000

0.68%

0.69%

4 Year

$10,000

1.00%

1.00%

Money Market Account

$1,000

0.05%

0.05%

MMK & Savings Account

$50,000

0.10%

0.10%

MMK & Savings Account

$100,000

0.11%

0.11%

MMK & Savings Account

$500,000

0.12%

0.12%

MMK & Savings Account

$1,000,000

0.13%

0.13%

MMK & Savings Account

$2,000,000

0.14%

0.14%

MMK & Savings Account

$3,000,000

0.15%

0.15%

Savings Account

$100

0.05%

0.05%

Business Plus Checking

$3,000

0.05%

0.05%

Now Account

$500

0.05%

0.05%

The interest rates and the APY are subject to change on a weekly basis at the discretion of the Bank.     

The APY assumes principal and interest remain on deposit for one year at the current rate.  Interest is calculated on a 360-day basis and is applied to actual calendar days.  The actual APY earned may be

lower due to charges or fees imposed on the accounts. 
     
For renewed CDs, the rate in effect on the renewal date may not be equal to the current rate. 
     
Money Market Deposit Accounts are compounded on a Daily Basis and credited Monthly.  Savings Accounts are compounded on a Monthly Basis and credited Monthly.  NOW Accounts are compounded

on a Daily Basis and credited Monthly. 

BANK OF CHINA  CNY (RENMINBI) INTEREST RATE SHEET

EFFECTIVE: 05/13/2016

ACCOUNT TYPE

INTEREST RATE %

ANNUAL PERCENTAGE YIELD % (APY)

CNY(RENMINBI) Certificate of Deposit

 

 

3 Month

0.98% 

1.00% 

6 Month

1.33% 

1.35% 

9 Month

1.57% 

1.59% 

1  Year

1.87% 

1.90% 

CNY (RENMINBI) Savings Account

0.15% 

0.15% 

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