Overseas Student Account

“Mei Hao Qian Cheng” Overseas Student Account

Your US Local Bank Account, Debit Card and Online Banking Will Be Ready to Use Before You Leave China!

Bank of China New York Branch and Queens Branch provide “Mei Hao Qian Cheng” Overseas Student Account Service for Chinese students who are going to study abroad in US. Students can open US checking account by visiting Bank of China domestic branches. The account is interest-bearing with an accommodating fund transfer and payment functions. Students can activate the accounts while in China and get access to Bank of China USA's online banking service, MasterCard debit card, and a check starter kit, to provide convenient account management and easy payment features to the students.

Qualifications for the Service:

ü Valid passport (with valid U.S. F-1 or J-1 Visa)

üValid ID issued by the Chinese government

üAdmission letter from Universities in U.S. or I-20 Form or DS-2019 Form

ü To be 18 years old or above

Application Requirements:

ü Application Form

ü W8-Ben Form

Service Fee

ü $10 monthly maintenance fee (waived if Average Daily Balance is not less than $1000 )

ü $35 international mailing fee(waived if initial remittance amount is not less than $5000)

Take Advantage of the New Features:

1.      Offering different benefits and services for overseas students based on initial remittance amounts. Accounts can be activated at domestic branches in China after completion of initial remittance and phone call verification.

Initial Remittance Amount

Benefits

$1,000 or more but less than $5,000

·        Refunded ATM usage fee for interbank ATM cash withdrawals within US up to 2 times per month; and

·        One free check starter kit.

$5,000 or more

·        Refunded ATM usage fee for interbank ATM cash withdrawals within US up to 6 times per month;

·        Three free check starter kits; and

·        Waived application international mailing fee of $35.

2.      Overseas students can activate the accounts while in China and get access to Bank of China USA's online banking service, MasterCard debit card, and a check starter kit. The accounts can meet overseas students' requirements to pay tuitions and various daily expenses. Customers can adjust debit card purchase limits on a temporary basis by calling the US branches during normal business hours. In addition, the incoming remittance fee charged by us will be waived.

3.      Customer Service Representatives will provide excellent customer service to students in both Chinese and English.

Contact Us

Branch Name

Address

Telephone

Website and Email

Bank of China New York Branch (Member FDIC)

410 Madison Ave.

New York, NY10017 USA

Phone: 1-212-935-3101
Fax: 1-212-588-1524

www.bocusa.com

overseastudent@bocusa.com

Bank of China Queens Branch (Member FDIC)

43-25 Main Street Flushing, NY11355 USA

Phone: 1-212-925-2355
Fax: 1-718-321-3733

www.bocusa.com

overseastudent@bocusa.com

Remark: Please contact the nearest Bank of China domestic branches (located in China) to establish an account.

 

“美好前程”留学生账户

出国前就持有中国银行美国当地的银行账户、银行卡、支票、网上银行,一下飞机马上用!

中国银行纽约分行及纽约皇后分行为出国求学的学子提供“美好前程”留学见证开户服务。该账户为美元有息支票账户,具备灵活的美国境内资金划转和支付功能。留学生可通过中国银行国内分支行见证开户,并在国内激活账户获得中国银行(美国)网银、借记卡和临时支票簿。网上银行可查询账户余额,足不出户即可轻松管理您的海外账户。借记卡和支票可为客户提供便捷的支付功能。

具备如下条件即可在国内分支机构见证开户:

 ü持有效护照(附赴美留学签证F1J1

ü持中国政府颁发的有效户口本或身份证

  ü已获得美国大学入学/录取通知书或I-20DS-2019

  ü年满18周岁

开户所需填写材料:

ü《开户申请表》

üW8表》

服务费用:

  ü10美元月账户管理费 (账户当月日平均余额不低于$1,000可免去该月账户管理费)

  ü35美元账户材料国际邮寄费 (初始汇款金额不低于5000美元可免去此项费用)

“美好前程”将给您提供更多的便捷与优惠:

1、账户服务分层优惠

“美好前程”留学生账户根据初始汇款金额的不同为留学生提供不同的优惠服务,此类账户在完成初始汇款并电话核实身份后即可激活。

初始汇款金额

可享受优惠服务

$1,000(含)至$5,000以下

美国境内免费ATM跨行取款2/月;及

一套免费临时支票簿。

$5,000(含)以上

美国境内免费ATM跨行取款6/月;

三套免费临时支票簿;及

免去35美元账户材料国际邮寄费。

账户当月日平均余额不低于$1,000可免月账户管理费$10

2、账户使用更加便捷

账户持有人可以在赴美之前激活“美好前程”留学生账户, 并取得中国银行(美国)网银、借记卡和临时支票簿。“美好前程”留学生账户能够全面满足留学生大额学费支付及各类日常消费支出等使用要求。在中国银行(美国) 正常工作日营业时间内,账户持有人可通过电话联系的方式获得借记卡临时消费提额服务。同时,账户持有人还可享受海外账户汇款收款行免收汇入手续费。

3、账户服务更加贴心

中国银行纽约分行及纽约皇后分行可为“美好前程”留学生账户持有人提供全程中英文服务。

中国银行(美国)“美好前程”服务受理网点

机构名称

地址

电话

网址与邮箱

纽约分行

Bank of China New York Branch (Member FDIC)

410 Madison Ave.

New York, NY10017 USA

电话: 1-212-935-3101
传真: 1-212-588-1524

www.bocusa.com

overseastudent@bocusa.com

纽约皇后分行

Bank of China Queens Branch (Member FDIC)

43-25 Main Street Flushing NY11355 USA

电话: 1-212-925-2355
传真: 1-718-321-3733

www.bocusa.com overseastudent@bocusa.com

注:申办此业务请联系中国境内就近可办理见证开户业务的中国银行网点。