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Disclaimer provides information about accounts and financial services provided by Bank of China’s U.S. operations consisting of Bank of China’s New York, Queens, Los Angeles, and Chicago branches (collectively “BOC U.S.A.”). It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the U.S. The information provided on is provided for informational and illustrative purposes only and should not be regarded as an offer or solicitation to sell investments to any person in any jurisdiction in which it would be unlawful to make such an offer or solicitation. BOC U.S.A. does not express any opinion whatsoever as to the suitability of any strategies, products or services or any other information presented herein, and any information related to such strategies, products, services is made without any express or implied representation or warranty whatsoever, including, without limitation, any representation or warranty of merchantability or fitness for a particular purpose. BOC U.S.A. shall not have any responsibility or liability for any loss or damage of any kind or nature whatsoever relating to or arising under or in connection with any information or materials contained herein. Please consult your own legal, tax and accounting advisors or other professionals with respect to the information and the material presented herein. 


Legal restrictions may apply to the distribution of information regarding certain BOC U.S.A accounts, products, programs and services in some jurisdictions. Terms, conditions and fees for accounts, products, programs and services are subject to change without notice and without any liability to you. Not all accounts, products, and services as well as pricing described herein are available in all jurisdictions, or to all customers. Your eligibility for a particular product and service is subject to a final determination by BOC U.S.A. Your country of citizenship, domicile, or residence, may have laws, rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws and regulations regarding taxes, exchange and/or capital controls that you are responsible for following. It is your responsibility to ensure that you are aware of all relevant legal restrictions.


Information contained on this website and the terms related to BOC U.S.A.’s accounts, products, programs and services are subject to change without notice and without any liability to you. BOC U.S.A.’s New York and Queens Branches are members of the Federal Deposit Insurance Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

Bank of China New York Branch and Bank of China Queens Branch are Federal Deposit Insurance Corporation (FDIC) members and offer the following deposit products covered by Federal deposit insurance[1]:

  • Checking accounts;
  • Savings accounts;
  • Negotiable order of withdrawal (NOW) accounts;
  • Money market savings accounts (MMSAs);  
  • Certificates of deposit (CD) and other time deposits; 
  • Individual retirement accounts (IRAs); and
  • Cashier’s checks and money orders issued by a bank.


Deposit products offered by Bank of China Los Angeles Branch and Bank of China Chicago Branch are not covered by Federal deposit insurance.  Other than the deposit products listed above, no other products or services offered or provided by the Bank of China New York, Queens, Los Angeles or Chicago Branches are covered by Federal deposit insurance. 

  1.    Federal deposit insurance covers depositors' accounts at each insured bank, dollar-for-dollar, including principal and any accrued interest through the date of the insured bank's closing, up to the insurance limit. The standard insurance amount is $250,000 per person, per bank, per ownership category. Additional information on Federal deposit insurance coverage can be found in the Your Insured Deposits [] brochure.