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Legal Disclaimer

This Website provides information about accounts and financial services provided by BOC U.S.A. This Website and associated pages do not, and should not be construed as, an offer, invitation or solicitation of Products and Services to individuals outside of the United States. The information provided on this Website is provided for informational and illustrative purposes only and should not be regarded as an offer or solicitation to sell investments to any person in any jurisdiction in which it would be unlawful to make such an offer or solicitation. BOC U.S.A. does not express any opinion whatsoever as to the suitability of any strategies, Products and Services or any other information presented herein, and any information related to such strategies, Products and Services is made without any express or implied representation or warranty whatsoever, including, without limitation, any representation or warranty of merchantability or fitness for a particular purpose. BOC U.S.A. shall not have any responsibility or liability for any loss or damage of any kind or nature whatsoever relating to or arising under or in connection with any information or materials contained herein. Please consult your own legal, tax and accounting advisors or other professionals with respect to the information and the material presented herein. 

Legal restrictions may apply to the distribution of information regarding certain BOC U.S.A accounts, Products and Services in some jurisdictions. Terms, conditions and fees for accounts, Products and Services are subject to change without notice and without any liability to you. Not all accounts, Products and Services, as well as pricing described herein, are available in all jurisdictions, or to all Customers. Your eligibility for particular Products and Services is subject to a final determination by BOC U.S.A. Your country of citizenship, domicile, or residence may have laws, rules, and regulations that govern or affect your application for and use of BOC U.S.A’s accounts, Products and Services, including laws and regulations regarding taxes, exchange and/or capital controls that you are responsible for following. It is your responsibility to ensure that you are aware of all relevant legal restrictions.

Information contained on this Website and the terms related to BOC U.S.A.’s Products and Services are subject to change without notice and without any liability to you. BOC U.S.A.’s New York and Queens Branches are members of the Federal Deposit Insurance Corporation, and offer the following deposit Products and Services covered by Federal deposit insurance:

  • Checking accounts;
  • Savings accounts;
  • Negotiable order of withdrawal (NOW) accounts;
  • Money market savings accounts (MMSAs); 
  • Certificates of deposit (CD) and other time deposits; 
  • Individual Retirement Accounts (IRAs); and
  • Cashier’s checks, money orders and other official items issued by an insured bank. 

Deposit Products and Services offered by BOC U.S.A.’s Los Angeles Branch and Chicago Branch are not covered by federal deposit insurance.[1]

Lending financial Products and Services are subject to BOC U.S.A.’s underwriting criteria, including credit, collateral and application requirements amongst others. This Website does not constitute a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.


[1]Federal deposit insurance covers depositors' accounts at each insured bank, dollar-for-dollar, including principal and any accrued interest through the date of the insured bank's closing, up to the insurance limit. The standard insurance amount is $250,000 per person, per bank, per ownership category. Additional information on Federal deposit insurance coverage can be found in the Your Insured Deposits [] brochure.