Skip to main content

IRA CD Accounts

Helping you reach your retirement goals.

Tax-deferred IRA

Open up a Traditional IRA Account to enjoy a tax advantage while saving for your retirement in a safe and secure way. The earlier you start saving in a tax-deferred IRA, the more time you have for the savings to grow.


Competitive Interest Earned

An IRA CD pays higher fixed interest rates.

Variety of Terms

We offer IRA CDs with terms ranging from 1-month to 4-years to meet your various financial needs. Automatic renewal at maturity is also available.

Online Banking

Customers can enroll in our online banking system to view their IRA CD account details.


Enjoy tax benefits made to help you save more.


Your IRA deposits are FDIC-insured up to $250,000.

1 BOC provides no tax advice. In case tax advice service is needed, the services of a tax advisor should be sought.