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DEPOSITS

BOC U.S.A. offers a wide range of corporate demand deposit and time deposit products with a variety of terms, featuring highly competitive market rates.

PRODUCTS & SERVICES

Our broad range of deposit product services enables our clients to meet their financial needs. Through our Certificate of Deposit Account Registry Service (CDARS) and Insured Case Sweep Services (ICS) programs, our clients also have access to FDIC insurance coverage from many financial institutions for their multi-million-dollar deposits.

 

Accounts

With a DDA, our customers enjoy the convenience of being able to withdraw funds anytime, on demand. We feature a wide variety of demand deposit solutions, offering our customers unlimited transfers, the ability to manage foreign currencies, and much more.

Our TDA solutions offer a variety of terms, ranging from seven days to four years, with highly competitive market rates. Our time deposit products are offered for United States Dollar (USD) and Chinese Yuan (CNY).

Through CDARS and as a member of the Promontory Network, we offer our customers time deposits with access to FDIC insurance coverage from many financial institutions for their multi-million-dollar deposits, by placing the large fund into CD’s issued by other members of the CDARS network. Our customers will just receive one regular, consolidated account statement. Click the button below for more information on the CDARS network.

Using ICS services, we offer customers access to FDIC insurance coverage from many financial institutions for their multi-million-dollar funds placed into Demand Deposit Accounts (DDA) or Money Market Deposit Accounts (MMDAs), with compelling return potential.

Useful Resources

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