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LOANS

With extensive experience across a variety of sectors including real estate, energy, manufacturing and financial services, our team of industry experts are ready to help you achieve your financial goals.

PRODUCTS & SERVICES

In the U.S., BOC is one of the top-ranking banks in the Investment Grade Bookrunner table, and has consistently ranked #1 among Chinese Banks in the U.S.

Accounts

We work closely and diligently with our customers to service their lending needs, enabling their use of loans proceeds to meet their working capital requirements. These loans include revolving lines of credit and term loans.

We provide Project Finance Loans to our customers to finance long-term infrastructure, energy and industrial projects. These loans are typically structured with a construction loan at the front-end, which later converts into a term loan.

We help our clients finance their domestic and cross-border M&A transactions, such as acquiring the target’s existing equity, subscribing to newly issued equity, purchasing the target’s assets, or assuming the target’s debt.

Secured by commercial real estate properties such as office buildings, hotels, shopping centers, industrial warehouses, apartment complexes, and land, our wide range of commercial real estate loan types include term loans, value-added loans, construction loans, and standby letters of credit.

We provide general revolving lines of credit and term loans to our RMB customers to meet their needs in the Chinese market.

We are the leading bank to help Chinese companies grow in the U.S., extending tailored credit lines and other services across our high-profile client base. Our bilingual ‘China Desk’ offers a wide variety of global services, creating effective solutions to suit your financing needs.

USEFUL RESOURCES

More Insights
The New Framework of the Fed’s Interest Rate Policy-Key Developments and Implications
In August 2020, the Federal Reserve released its “Statement on Longer-Run Goals and Monetary Policy Strategy,” which established a new framework for its interest rate policy. 
U.S. Monetary Policy during the COVID-19 Outbreak - New Developments and Future Trends
The Federal Reserve has made QE (quantitative easing) a conventional policy tool and is trying to monetize both government debt and Federal fiscal policy.
How COVID-19 has Impacted the U.S. Financial Markets and the Role of the Fed
Since the start of the financial turmoil caused by the COVID-19 outbreak, the Fed has done everything within its power  to support the U.S. economy, and the effects are beginning to show - easing liquidity pressures and calming financial market turmoil.